Insurance solutions designed to protect business premises, facilities, equipment, stock and other corporate assets.

Coverage is tailored to the size, sector and geographical location of the business and may include, among others:
• Fire, explosion and lightning
• Natural perils, including earthquake, flood and storm
• Machinery breakdown and damage to electronic equipment
• Business interruption, including loss of profits
• Malicious damage and vandalism

General Liability, Employers’ Liability, Product Liability and Umbrella Liability
Comprehensive protection against third-party claims for:
• Bodily injury
• Property damage
• Pure financial loss
Umbrella liability solutions provide additional protection by significantly increasing liability limits in the event of large or complex claims.

Product Recall & Warranty
Coverage for the costs associated with recalling defective products, crisis management, reputational damage and compensation claims from consumers.

Medical Malpractice
Protection for healthcare facilities and medical professionals against claims arising from diagnostic or treatment errors.
Environmental Liability
Coverage for decontamination and environmental restoration costs, as well as third-party liability claims arising from sudden or gradual pollution.

Energy — Oil, Natural Gas and Power
Specialist coverage for upstream, midstream and downstream operations, with a particular focus on technical, environmental and regulatory risks.

Hotels & Leisure
Comprehensive solutions for the hospitality, tourism and leisure sectors, combining property, liability and business interruption coverage.

Telecommunications, Mining and Other Industries
Coverage for sectors characterized by a high degree of technological and operational complexity, with increased liability limits.

Coverage for third-party claims arising from errors, omissions or negligence in the performance of professional services.

Professions covered may include:
• Advertising professionals and agencies
• Architects and engineers
• Certified auditors and accountants
• Lawyers
• Insurance brokers
• Information technology and technology consultants
• Business consultants
• Real estate consultants
• Certification bodies and laboratories
• Private equity and venture capital firms
• Multimedia service providers and others

Specialist Liability Insurance
Insurance programmes tailored to highly specialized professional risks, including:

• Αστική Ευθύνη Διαμεσολαβητών
• rofessional liability for intermediaries
• Liability for tour operators and travel agencies
• Multi-cover insurance programmes for doctors and pharmacists
• Liability for catering and food businesses
• Technology company liability, including software errors, data loss and intellectual property claims)

Cyber Security — Cyber Edge and Cyber Resilience
Protection against:
• Data breaches and GDPR-related fines
• Ransomware and cyber extortion
• System and operational disruption
• Legal, technical and recovery costs

Internet Risks & Technology Companies
Specialist coverage for SaaS providers, fintech companies, e-commerce businesses and start-ups.

Intellectual Property
Coverage against claims involving the infringement of intellectual property rights, trademarks and patents, including legal defence costs and damages.

Legal Protection
A combination of insurance coverage and specialist legal support for:
• Commercial disputes
• Employment-related matters
• Contractual disputes

Group health insurance plans for employees, providing access to affiliated healthcare groups such as EUROMEDICA and Euroclinic, with the option to extend coverage to employees’ family members.

Group life insurance and retirement benefit solutions, with the flexibility to tailor benefits according to employees’ level of seniority and to support the organization’s talent-retention strategy.

Protection for employees in connection with:
• Business travel
• Work-related journeys and transfers
• Shipping operations and vessel crews

Solutions for energy companies and investors, including:

• Βιομηχανικά & επαγγελματικά φωτοβολταϊκά
• Industrial and commercial photovoltaic installations
• Continuous updates on technological developments
Protection of investments against natural, technical and operational risks

Coverage may include:
• Cargo
• Oil
• Delay in Start-Up
• Stocks
• Freight and logistics
• Personnel
• Hull and machinery
• Import and export shipments
• Domestic transportation within Greece
• Cross-border transportation
• Solutions for multinational businesses with complex supply chains
• Programmes designed for shipping, commercial and industrial companies, in compliance with international practices and regulations

Specialist coverage for:
• All-risks mortality
• Infertility and barrenness
• Transit
• Prospective foals